Your money.
One wallet.
Add money, send it to anyone in seconds, and keep track of what you are owed — all from one balance.
- Wallet-to-wallet transfers are instant and free
- Add money by UPI or bank transfer, withdraw to any Indian account
- Your PIN confirms every payment, not just the login
0%
Wallet-to-wallet fee
Instant
Wallet to wallet
24/7
Send any day
Per payment
PIN required
One balance, everything it needs to do
Add money, send it to anyone, and keep the paperwork that goes with it — in one place, on your phone or in a browser.
Rupees
Add by UPI or bank transfer. Withdraw to any Indian account.
Credit book
Track what you are owed and what you owe, person by person.
DocLocker
Keep IDs, statements and certificates where you can find them.
Bills, recharge & flights
Coming soon — pay a bill, top up a phone, book a seat.
Everything money does, in one place
Add Money
Top up the wallet by UPI or bank transfer, verified by an admin.
Withdraw
Send wallet balance to a saved bank account or UPI id.
Send Money
Instant wallet-to-wallet transfer to another Payredoo user.
Scan & Pay
Pay any Payredoo wallet by scanning its QR code.
DocLocker
Keep ID cards, certificates and licences in one place, to view or download.
Recharge & Bills
Mobile, utility and travel payments.
Payment Links
Share a link and get paid, without an integration.
Currency Wallet
Hold and exchange USD, AED, EUR, GBP and SGD alongside rupees.
Credit Book
Keep a running account of what customers and suppliers owe you.
Travel & Tickets
Flights, trains, buses, hotels and metro passes.
Split Bills
Divide a payment among the people who share it.
Rates
Live exchange rates and a converter.
Statements
Download account statements and receipts.
Beneficiaries
Saved payees for withdrawals and transfers.
Disputes
Raise a claim about a payment that went wrong.
Merchant API
API keys, signed payouts and webhooks for merchant accounts.
Each service can be switched on or off per account, so you are never shown one you cannot use.
Four steps, then you're moving money
-
01
Open an account
Name, email and mobile. About a minute.
-
02
Set a payment PIN
Separate from your password, and required on every payment.
-
03
Verify your identity
Needed before withdrawing money. We keep the last four digits, never the number.
-
04
Add money and go
UPI or bank transfer, straight into your wallet.
Built so mistakes
can't cost you money
Most of this you will never see. It is the part that decides whether a balance can ever be wrong.
One writer for every balance
A row-locked, append-only ledger. Any wallet rebuilds from its history, so drift is detectable rather than silent.
Your PIN, per payment
Sent on the action itself — never a session flag left switched on.
Biometrics stay on the phone
The OS releases a stored token. The server trusts the token, never a claim about your face.
Keys derived on demand
Deposit addresses come from an HD seed. A database dump alone moves nothing.
Debited on submit
Outbound money leaves the balance the moment it is sent and returns in full if it is rejected, so the balance never overstates what can be spent.
ID numbers not kept
Aadhaar and KYC numbers are stored as the last four digits and a one-way hash.
The account lives on your phone
The same account as the web dashboard, in your pocket — add money, send it, and scan to pay without signing in on a browser.
Android only for now — iOS is on the way. Your phone will ask you to allow installing this file; that is normal for an app installed outside the Play Store.
Questions in the meantime? Talk to us.
Talk to us
About an account, a payment, or getting API access.